GROUP OR INDIVIDUAL INSURANCE
We attempt to take out as much of the “insurance hassle” as possible for you. We’ll happily telephone your insurance company to verify your coverage benefits. Please remember, however, that the benefits quoted to us by your insurance company are not
a guarantee of payment. We will file your claim as a courtesy, and await payment for 30 days. If your company pays the benefits they quote to us, the only services you will be responsible for are any non-covered services, deductibles or co-pays. If you have any questions at all regarding you financial responsibilities at our office, please do not hesitate to ask. Our insurance staff has years of experience and will be happy to assist you.
PATIENTS WITHOUT INSURANCE
You need help, we can help you. More and more people are working and living without any insurance coverage or they have high deductible (over $500, $2,500, etc.) they must pay out of pocket before insurance will kick in.
Many people take advantage of their company's Health FLEXible Spending Account, check if your company have one and use it before the end of the year so you don't forfeit it. The tax deductible Health Savings Account is also becoming a popular option to set aside money for health purchases (dentist, chiropractic visits, eye exams, etc). We accept cash, personal check, money order, FLEX card, VISA, MasterCard, Discover cards, as well. Talk to us.
“ON THE JOB” INJURY (Worker’s Compensation)
If you are injured on the job, your care should be paid for under your employer’s Worker’s Compensation insurance. Unfortunately we do NOT accept Worker's Compensation cases, so you should find a doctor who is in their network.
PERSONAL INJURY / AUTOMOBILE ACCIDENTS
Please notify your auto insurance carrier of your visit to our office immediately. Notify our insurance department immediately if an attorney is representing you. Although you are ultimately responsible for your bill, we will wait for settlement of your claim for up to six months after your care is completed. Once the claim is settled or if you suspend or terminate care, any fees for services are due immediately.
We do accept assignment from Medicare. The check is usually sent directly to our office in payment of the services that Medicare will cover, which for Chiropractors is ONLY manual manipulation of the spine. Medicare pays 80% of the allowable fee once the deductible has been met. You are required to pay the deductible and the remaining 20% as well as any non-covered services. Our office completes and files the forms for Medicare at no charge.
Please inform us of any secondary insurance you may have. We will assist you if you need help in filing